Personal
  • PERSONAL Salaried individuals looking for everyday banking solutions such as Current Account, Credit Cards & Loans
  • PRIORITY Salaried individuals looking for everyday banking solutions such as Current Account, Credit Cards & Loans
  • PRIVATE Investment and other financial services primarily for high-net-worth individuals.
  • EMIRATI
  • BUSINESS Businesses, SMEs or Self-employed. Banking solutions for all your business needs
  • CORPORATE & INSTITUTIONAL Salaried individuals looking for everyday banking solutions such as Current Account, Credit Cards & Loans
  • ISLAMIC Investment and other financial services primarily for high-net-worth individuals.
  • INTERNATIONAL
  • ABOUT US
Quick Services Customer Care ATM & Branches
Online Banking
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عربي
  • Accounts
  • Cards
  • Loans
  • Foreign Exchange
  • Wealth & Insurance
  • Ways of Banking
Choose your website / عربي Demo NBD Choose your website / عربي
  • PERSONAL
    • Accounts
    • Cards
    • Loans
    • Foreign Exchange
    • Wealth & Insurance
    • Ways of Banking
  • PRIORITY
  • PRIVATE
  • EMIRATI
  • BUSINESS
  • CORPORATE & INSTITUTIONAL
  • ISLAMIC
  • INTERNATIONAL
  • ABOUT US
  • Choose your website / عربي Demo NBD UAE
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Our accounts and deposits

Begin a rewarding banking journey with bank accounts tailored to your needs.

  • Current Accounts
  • Savings Accounts
  • Deposits
Find a suitable account and apply
Our banking packages

Discover the benefits of being our customer by browsing through our banking packages.

  • Banking Packages overview
  • Emirati Package
  • Beyond Package
  • Plus
  • Plus Maximizer
Learn more about banking packages
Have an account with us already?

Learn all about how to use your account's features and benefits to the fullest.

  • Managing your account
  • Activating your debit card
  • All about your account statement
  • Manage your transfers and payments
  • Banking packages to suit your needs
  • What you can do with online banking
Help & support

Visit our dedicated support centre for answers to all your banking-related questions.

  • Get support for your account
  • Key Facts Statement (KFS) & Bank Fee Schedule
  • Help with an inactive or dormant account
  • Ways of banking
View support centre
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Our cards

All our cards offer you an exciting range of rewards and benefits.

  • Cards overview
  • Credit Cards
  • Debit Cards
  • Prepaid Cards
  • Salary Prepay Card
  • Commercial Cards
Find a suitable card and apply
Card benefits

Get the most out of your credit card by exploring its different benefits.

  • More - Deals by Demo NBD
  • Rewards
  • Installments Overview
  • Balance Transfer
  • Loan on card
  • Loan on card beyond credit limit
  • Promotions
Have a card with us already?

Learn all about how to use your card's features and benefits to the fullest.

  • Apply for a supplementary credit card
  • Apply for a supplementary debit card
  • Understanding your rewards
  • Manage your credit card limits
  • Financial benefits on your card
  • Track your rewards
Help & support

Visit our dedicated support centre for answers to all your banking-related questions.

  • Get support for your cards
  • Key Facts Statement (KFS) & charges
  • Activate your card
  • Blocking your card
  • Card stuck in ATM
View support centre
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Loans

Getting a loan from Demo NBD has never been this easier.

  • Loans overview
  • Personal Loans
  • Auto Loans
  • Home Loans
  • Overdraft
Find a suitable loan and apply
Have a loan with us already?

Here's how to make the most out of your loan with us.

  • Apply for an Overdraft
  • Restructure your loan
  • Top up your loan
  • Defer your loan payments
  • Your debt burden ratio
  • Setting up a direct debit for loans from other banks
Help & support

Visit our dedicated support centre for answers to all your banking-related questions.

  • Get support for your loans
  • Key Facts Statement (KFS) & charges
  • Request a Liability or No-liability Letter
  • Request an auto loan clearance letter
  • Ways of banking
View support centre
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Products & services

Our various FX products and services help you conduct your international transactions easily.

  • Products overview
  • Foreign currency accounts
  • Exchange foreign currency
  • GlobalCash Card
  • DirectRemit
Ways to transfer money

Our wide range of transfer options make it easier for you to send money locally and internationally.

  • Foreign Exchange overview
  • DirectRemit
  • Western Union
  • Foreign Currency Cash
  • FastPay
  • Aani - Instant Payments Service
Learn more about our FX services
Existing customers

Learn all about how you can seamless use our services to transfer money.

  • Transferring between accounts
  • Making a Western Union transfer
  • Sending Telegraphic Transfer
  • Using DirectRemit
  • Using mePay to send and receive money
  • Adding or removing a digital banking beneficiary
Help & support

  • Get support for your transfers
  • Key Facts Statement (KFS) & charges
  • Ways of banking
View support centre
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Wealth management

Our wealth solutions help you manage your financial future better and achieve your financial goals.

  • Wealth overview
  • Our approach
  • Plan for the future
  • Grow your wealth
  • Fractional bonds
  • CIO Corner
Know more about our Wealth services
Insurance

Life is uncertain, but you can be prepared to face adversity with our wide range of insurance plans.

  • Insurance Overview
  • Life, Health & Accident Insurance Plans
  • General Insurance Plans
ENBD X Wealth

Access over 11,000 stocks and ETFs in UAE and global markets

  • Open ENBD X Wealth Account
  • Invest in Local Equities
  • Invest in Global Equities
  • Invest in Retail Sukuk
Help & support

Visit our dedicated support centre for answers to all your banking-related questions.

  • All about our Insurance Plans
  • Key Facts Statement (KFS) & charges
  • Ways of banking
View support centre
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Digital banking

Everyday banking is a lot easier with our digital banking platforms and services.

  • Overview
  • Online Banking
  • Mobile Banking
  • Phone Banking
Discover more about banking with us
Other ways of banking

We have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.

  • Branches
  • ATMs & CDMs
  • ITMs
Already a customer with us?

Learn more about our services and get the most out of your banking relationship with us.

  • Register for Online and Mobile Banking
  • Activate Smart Pass
  • Manage your transfers and payments
  • Your online and mobile banking daily limits
  • Online And Mobile Banking Password Reset
  • What you can do with Mobile Banking
  • What you can do with Online Banking
Help & Support

Visit our dedicated support centre for answers to all your banking-related questions.

  • Get support for your digital banking needs
  • Key Facts Statement (KFS) & charges
  • Reset Online and Mobile Banking secret questions
  • Reset or change your Smart Pass PIN
  • Retrieve your user ID
  • Unlock your Online and Mobile Banking
View Support Centre
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About Priority banking

Start your Priority Banking journey and live your success

  • Overview
  • Benefits
Useful Links

  • Priority Banking Centres
  • Meet your RM / Set up a call
  • Know your RM
  • Schedule of Charges
  • Tools
  • Form Center
  • CIO Corner
  • NRI Priority Banking
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About Signature by Priority Banking

Introducing Signature, a programme of distinction reserved for the upper crust of Demo NBD

  • Overview
  • Benefits
Useful Links

  • CIO Corner
  • Form Centre
  • Know your RM
  • Meet your RM / Set up a call
  • Priority Banking Centres
  • Schedule of Charges
  • Tools
  • Protect Your Wealth
  • NRI Priority Banking
Back
Products & Services

  • Accounts
  • Cards
  • Loans
  • Foreign Exchange
  • Safe Deposit Lockers
  • Emirati Package
  • NRI Priority Banking
Useful Links

  • Priority Banking Centres
  • Meet your RM / Set up a call
  • Know your RM
  • Schedule of Charges
  • Tools
  • Form Centre
  • CIO Corner
  • NRI Priority Banking
Digital banking

Everyday banking is a lot easier with our digital banking platforms and services.

  • Overview
  • Online Banking
  • Mobile Banking
Already a customer with us?

Learn more about our services and get the most out of your banking relationship with us.

  • Managing your account
  • Apply for a supplementary debit card
  • Register for Online and Mobile Banking
  • Transferring between accounts
  • Using DirectRemit
View Support center
Back
Wealth

Our wealth solutions help you manage your financial future better and achieve your financial goals.

  • Overview
  • Our Approach
  • Grow your Wealth
  • Plan for the Future
  • Knowledge Hub
  • Direct Trade
Insurance

Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.

  • Insurance Overview
  • Life, Health & Accident Insurance Plans
  • General Insurance Plans
ENBD X Wealth

Access to over 11,000 stocks and ETFs in Global and UAE markets

  • Open ENBD X Wealth Account
  • Invest in Local Equities
  • Invest in Global Equities
  • Invest in Retail Sukuk
  • Invest in Demo NBD Gold
Useful Links

  • Priority Banking Centres
  • Meet your RM / Set up a call
  • Know your RM
  • Schedule of Charges
  • Tools
  • Form Centre
  • NRI Priority Banking
Back
Insights

The weekly, monthly, quarterly reports from our CIO's team

  • Overview
  • Global Investment Outlook
  • Daily Insights
  • Market Insights
  • Weekly Insights
CIO Corner
Useful Links

  • Priority Banking Centres
  • Meet your RM / Set up a call
  • Know your RM
  • Schedule of Charges
  • Tools
  • Form Centre
  • NRI Priority Banking
Back
Demo NBD Private Banking

  • Overview
  • A look at our core offering
  • Inspiring what’s next insights
  • Our international presence
  • Private Banking concierge
Useful Links

  • Contact Us
  • Fees & Charges - Banking Transactions
  • Fees & Charges - Portfolio Accounts - effective from July 2025
  • Digital Wealth Charges
  • Trust and Estate Planning
  • Our expertise
  • Form Center
Back
Bespoke solutions

  • Overview
  • Investment Advisory Services
  • Trust and Estate Planning
  • External Asset Management Services
  • Lending Solutions
Useful Links

  • Contact Us
  • Fees & Charges - Banking Transactions
  • Fees & Charges - Portfolio Accounts - effective from July 2025
  • Digital Wealth Charges
  • Our expertise
  • Trust and Estate Planning
  • Discretionary Portfolio Management
  • Form Centre
Back
Accounts

  • Current Accounts
  • Savings Accounts
  • Deposits
Cards

  • Overview
  • Credit Cards
  • Skywards Debit Card
  • Visa Infinite Debit Card
Loans

  • Overview
  • Auto Loans
  • Home Loans
Foreign Exchange

  • Overview
  • DirectRemit
  • GlobalCash Card
  • Telegraphic Transfer
  • Foreign Currency Cash
  • Demand Draft
  • Account to Account Transfer
  • Western Union
Back
Insights

The weekly, monthly, quarterly reports from our CIO's team

  • Overview
  • Global Investment Outlook
  • Market Insights
  • Weekly Insights
  • Daily Insights
CIO Corner
Useful Links

  • Contact Us
  • Fees & Charges - Banking Transactions
  • Fees & Charges - Portfolio Accounts - effective from July 2025
  • Digital Wealth Charges
  • Our expertise
  • Trust and Estate Planning
  • Form Center
Back
Digital Banking

  • Overview
  • Online Banking
  • Mobile Banking
  • businessONLINE
Useful Links

  • Contact Us
  • Fees & Charges - Banking Transactions
  • Fees & Charges - Portfolio Accounts - effective from July 2025
  • Digital Wealth Charges
  • Trust and Estate Planning
  • Our expertise
  • Form Center
Back
Contact Us

We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us. 

  • Reach out to us
Useful Links

  • Fees & Charges - Banking Transactions
  • Our expertise
  • Form Center
  • Fees & Charges - Portfolio Accounts - effective from July 2025
  • Digital Wealth Charges
  • Trust and Estate Planning
  • Discretionary Portfolio Management
Back
Overview

  • Accounts
  • Emirati Visa Signature Debit Card
  • Credit Cards
  • Wealth Management
  • Loans
  • Lifestyle Benefits
Digital banking

Everyday banking is a lot easier with our digital banking platforms and services.

  • Overview
  • Online Banking
  • Mobile Banking
  • Phone Banking
Discover more about banking with us
Back
Back
Back
Accounts

  • Overview
  • Current Account
  • Fixed Deposit Account
  • Call Deposit Account
Packages

  • Overview
  • Emirati Business Package
  • Business Banking Connect
  • Business Banking Proprietor
  • Business Banking Prime
  • Business Banking Preferred
  • Business Banking Prestige
  • Business Banking Platinum
Cards

  • Overview
  • Emirati Visa Signature Business Debit Card
  • Business Credit Card
  • Business Rewards Credit Card
  • Visa Business Debit Card
  • Visa Signature Business Debit Card
  • Visa Platinum Business Debit Card
Useful Links

  • Contact Us
  • Schedule of Charges
  • Schedule of Charges - Plus Package (previously Expo 2020)
  • Schedule of Charges – Wealth Management
  • Legacy Schedule of Charges
  • Cash Management - Schedule of Charges
  • Cash Management Packages Schedule of Charges
  • Trade Finance Tariff
  • Frequently Asked Questions
  • businessONLINE learning guide
  • Business Banking Center Locations
  • KYC Support - Update your information
Back
Cash Management

  • Overview
  • Cash Management Packages
  • Payments
  • Collections
  • Liquidity
Treasury

  • Overview
  • Contracts, Swaps and Options
  • Structured Deposits and Notes
  • Forward Rate Agreement (FRA)
  • Dual Currency Deposits
Useful Links

  • Contact Us
  • Schedule of Charges
  • Schedule of Charges - Plus Package (previously Expo 2020)
  • Schedule of Charges – Wealth Management
  • Legacy Schedule of Charges
  • Cash Management - Schedule of Charges
  • Cash Management Packages Schedule of Charges
  • Trade Finance Tariff
  • Frequently Asked Questions
  • businessONLINE learning guide
  • Business Banking Center Locations
  • KYC Support - Update your information
Back
Working Capital

  • Overview
  • Non-Funded
  • Funded
  • Term Loans
  • Project Financing
Business Loans

  • Overview
  • Mortgages
  • Business Vehicle Loans
  • Merchant Loan (POS)
  • Small Business Loan
  • Semi Secured Business Loan
  • Business Loan Against FD
Have an Account already?

  • Phone Banking
  • businessONLINE
  • smartTRADE
Useful Links

  • Contact Us
  • Schedule of Charges
  • Schedule of Charges - Plus Package (previously Expo 2020)
  • Schedule of Charges – Wealth Management
  • Legacy Schedule of Charges
  • Cash Management - Schedule of Charges
  • Cash Management Packages Schedule of Charges
  • Trade Finance Tariff
  • Frequently Asked Questions
  • businessONLINE learning guide
  • Business Banking Center Locations
  • KYC Support - Update your information
Back
Growing your Wealth

  • Overview
  • Our Approach
  • Grow your wealth
  • Plan for the Future
Have an Account already?

  • businessONLINE
  • smartTRADE
  • Phone Banking
Useful Links

  • Contact Us
  • Schedule of Charges
  • Schedule of Charges - Plus Package (previously Expo 2020)
  • Schedule of Charges – Wealth Management
  • Legacy Schedule of Charges
  • Cash Management - Schedule of Charges
  • Cash Management Packages Schedule of Charges
  • Trade Finance Tariff
  • Frequently Asked Questions
  • businessONLINE learning guide
  • Business Banking Center Locations
  • KYC Support - Update your information
Back
Open your account now

  • Apply for Business Account
  • Track your application
Useful Links

  • Contact Us
  • Schedule of Charges
  • Schedule of Charges - Plus Package (previously Expo 2020)
  • Schedule of Charges – Wealth Management
  • Legacy Schedule of Charges
  • Cash Management - Schedule of Charges
  • Cash Management Packages Schedule of Charges
  • Trade Finance Tariff
  • Frequently Asked Questions
  • businessONLINE learning guide
  • Business Banking Center Locations
  • KYC Support - Update your information
Back
Products & Services

  • Overview
  • Transaction Banking
  • Investment Banking
  • Financing Solutions
  • Global Markets and Treasury
  • Islamic Banking Services
Contact Us
Rates and Charges

  • Schedule of Charges
  • Trade Finance Tariff
  • Fixed Deposit Rates
Useful Links

  • Contact Us
  • Standard Settlement Instructions
  • Fatwas
  • Our capabilities
  • Form Centre
  • Key Facts Statement (KFS)
Insights

  • Demo NBD Research
Back
Digital Solutions

  • Overview
  • businessONLINE
  • businessONLINE Connect
  • smartCDM
  • smartDEAL
  • smartSCF
  • smartTRADE
  • API Banking
  • Instant Banking Services
Rates and Charges

  • Schedule of Charges
  • Trade Finance Tariff
  • Fixed Deposit Rates
Useful Links

  • Contact Us
  • Standard Settlement Instructions
  • Fatwas
  • Our capabilities
  • Form Centre
  • Key Facts Statement (KFS)
Back
Our Offerings

  • Overview
  • Corporate and Institutional Banking
  • Global Markets and Treasury
  • Retail Banking & Wealth management
Our Shari'ah Governance

  • Overview
  • Fatwas
  • Profit Rates
Back
Back
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Who we are

  • Who we are
  • Our purpose
  • Community engagement
  • Our history
  • Awards and recognitions
  • Careers
Other Links

  • Compliance Certificate
Back
Corporate Governance

  • Board of directors
  • Board committees
  • Management team
  • Islamic governance
  • Corporate governance reports
  • Articles of MoA
Back
Shareholder information

  • Annual general meeting
  • Dividend history
  • DFM myAccount
  • Share price & tools
  • Historical lookup
  • Investment calculator
  • Analysts coverage
  • Consensus estimates
  • Ownership statistics
  • Ratings & debt
  • Investor presentations
  • Unclaimed Dividend
Financial information

  • Annual reports
  • Quarterly reports
  • Annual financial highlights
  • Quarterly financial highlights
  • Events calendar
Back
Sustainability

  • Financial Wellbeing
  • Sustainability approach
  • Sustainable finance
  • Transition finance
  • Framework and policies
  • Integrated reports
  • Partnerships and ESG ratings
  • Sustainable awards
  • COP28 UAE
  • Community Engagement
Back
Back

Open a business account

Business Accelerator
Built for SMEs and entrepreneurs.
Rates and fees

No monthly maintenance fee for the first 12 months. Standard transaction rates apply thereafter.

Account benefits
  • Collateral-free credit facility
  • Finance amount up to AED 5 Million*
  • Up to 60 months repayment period*
  • Express loans up to AED 1.75 Million*

* Subject to eligibility and credit approval.

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Demo NBD relies on UAE Wallet for KYC and AML/CDD signals under UAE Central Bank rules.

Copyright © 2026

Demo NBD Bank (P.J.S.C.) is licensed by the Central Bank of the UAE, Baniyas Road, Deira, P.O. Box: 777, Dubai, UAE

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